SoFi’s loan losses pile up as even wealthy borrowers default

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As a side note, this year most of the kids and in-laws are all going to get a Visa gift cards so they can take advantage of what I think are going to be even. loans still costing 6.9%. Homebuilders.

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SoFi’s Loan Losses Pile Up as Even Wealthy Borrowers Default (Bloomberg), Rated: AAA. Social Finance Inc.’s online borrowers are defaulting at higher rates than underwriters for one of its bond deals had expected, the latest sign that an industry that hoped to upend banking is now getting tripped up by bad loans.

Social Finance’s online borrowers are defaulting at higher rates than underwriters for one of its bond deals had expected, the latest sign that an industry that hoped to upend banking is now getting tripped up by bad loans. Losses on the company’s personal loans were high enough to breach key levels.

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Social Finance Inc (SoFi) loans can be settled for less than what you owe. When and how to go about that in order to get the best outcome will vary from one person to the next. Personal loans can sometimes be settled for 50% or less. Like you pointed out, you have to be late enough to even begin to legitimately negotiate.